Put our bank in your appTM

With our solution, you will be able to create any type of deposit account for your customers. For transactional accounts, you’ll have access through our payment gateway to digital, paper or plastic processing through ACH, ATM’s, debit & credit rails, domestic and international wires, and real time processing. Since Avenu is a development company and a bank, we understand the common issues that occur when your app or services are developed and managed indirectly. Whether you are offering banking services within an app or just want to add some key banking services to your offerings, having a direct connection to a bank’s technology, and the people who manage it, is the fastest and most secure way to go.

No middleware anywhere

Current solutions often have one thing in common: middleware and the middleware platform provider. The middleware connects you to a random bank’s core, and the provider of that middleware manages multiple bank relationships, switching you and your customers from bank to bank as needed. This middleware is created and managed by someone other than the bank. This adds additional fees on top of an already complex and costly solution. Avenu does not assign or rely upon middleware BaaS providers to gauge or control safety & soundness or compliance duties & responsibilities, which ensures our direct and lasting partnership.

The seamless experience

We are a bank and a development company; when you use our embedded banking solution, you are us. You are providing your customers with a unique user experience. We can stay behind the scenes and work with you so that everything is done up to regulatory standards.

Built into the core is a subledger for building out relationships at scale, customer identification, a payment gateway and a core that integrates transactional fraud protection, anti-money laundering monitoring, a state-of-the-art case management system and complaint management.

Features*

Others

Avenu

Open an account from mobile device

X
X

Ultra fast integration and time to market

X
X

Fund account via debit card or ACH debit to seperate bank account

X
X

Debit card offered to access account

X
X

Real-time transfers between customers

X
X

Initiate and receive ACH transactions

X
X

Case management system to handle complaints and fraud investigations

X
X

FDIC insurance on customer deposit balance

X
X

Dashboard reporting to get a global view of customers

X
X

Fully-integrated central compliance solution

X
X

Expert-led training &tools for compliance with certification

X
X

Know your customer, ensures additional fraud protection

X
X

Advanced fraud detection

X
X

Cyber security tokenizes all transactional data

X
X

Fully-integrated fintech core processing subledger

X
X

Sandbox development for proof of concept

X
X

* some items represent future feature set

The Avenu difference delivers more

With the ease of built-in reconciliation, we’ll show you how to reconcile your subledger account so that your customers can also enjoy our FDIC Insurance coverage.

Since we are in such a regulated industry, our Avenu team is prepared to bring you up-to-speed on all the compliance you need to know. We’ll take you through all the how’s and why’s, and set you up for success.

We’ll also give you the ability to customize dashboards and reports to suit all of your needs. Whatever your data architecture, you can connect to Avenu. We’ll give you access to our modern API’s so you can connect to our sandbox. Our sandbox mirrors our production site so when you are ready, switching to production is a seamless event.

Contact the Avenu team

Find out more about how Avenu offers the only financial development platform which connects you and your financial solution directly and seamlessly to our banking core. Receive updates and details about how we are Innovating How Money Moves.

Stretching Beyond Fintech

Our clients are fintechs, application developers, money movers, and entrepreneurs. They all have one thing in common, they are Innovating How Money Moves to solve real world issues and help communities thrive. We are focused on community and long-term business relationships.

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